Our Motto
There are over 2 million Small and Medium Enterprises (SME) businesses in Australia which account for more than 99% of all the enterprises in Australia. Unfortunately, most of these small businesses are unable to secure timely business loan from banks either due to stricter lending norms, security requirements or cumbersome and lengthy loan approval process.
Our motto is to serve these small businesses across Australia by facilitating alternative finance options (both secured and unsecured business loans) from various non-bank lenders to achieve the desired growth in their businesses.
Our Approach
We have a solution focussed approach and always strive to go an extra mile to add value to what our client is looking for.
We negotiate between various lenders on behalf of our customers to get the best suited loan product at the most competitive pricing possible. We offer free services to our clients and add a great value to Small and Medium Enterprises (SME) business financing.
Due to our due diligence and transparency on the customer’s risk profile with the lenders, we have developed strong relationships with the major cash flow lenders in the SME space within a very short span which entitles us to special benefits to help further service our customer in a timely manner.
These benefits include specialized pricing, concessional processing fees and preferential service to get fast track approvals.
Our Story
We are a group of dedicated professionals having extensive experience in small business lending across banks and non-bank lenders.
We endeavor to service small business owners by facilitating tailor made business loan options keeping in mind the overall financial health of their business.
We take pride in providing expert advice to our customers in terms of guiding them throughout their borrowing journey starting from their business loan application till approval and disbursement of the business loans into their accounts.
What makes Broc Finance different from other?
At Broc Finance, we understand each business is different based on their size, industry, nature of business and their funding requirement, so, an algorithm-based approach in matching the business loan option may not be appropriate for all the businesses.
Keeping that in mind, we provide one to one personal consultation to our clients to understand their business needs and suggest tailor made business loan options rather than randomly forwarding their application with a lender based on algorithm. This approach has helped us in maximizing the approval rate for our clients. This approach also helps our clients to avoid unwanted rejections and credit checks which can significantly impact their credit score.
Our lending specialist have worked in senior credit position with various banks and non-bank lenders in past and have gained expertise in assessing all sort of small business loan facilities. Hence, they have the right knowledge and skill set to provide tailor made business loan option for your business.
If you have any scenario to discuss, please feel free to contact us by email or phone, and we would be more than happy to assist you with your business loan requirements.
Why You Should Always Go Through A Finance Broker?
Lenders
- Limited business loan options.
- Each lender has their specialization in product offering and a borrower may have to look around to match their requirements.
- Dealing with a lender directly could be tiring and time consuming.
- Dealing with a lender directly may not always get you the best business loan deal with competitive rates.
- Most of the lenders may not think out of the box to structure a deal and even bankable deals may get declined sometimes.
Finance Brokers
- Can offer multiple business loan options from a panel of lenders.
- Finance brokers are one stop shop and can offer all possible options as per your business requirement.
- Finance broker does all the groundwork to match tailor made loan product as per your business requirement and saves all the hassle and time.
- With knowledge of most of the business loan products with various lenders in the market, an able finance broker can get you best deal with competitive rates most of the times.
- Sometimes finance brokers may get special offer from the lender which may not be available if approached directly.
- A finance broker may think out of the box to structure complex nature deals and get it approved.
- A finance broker can get a pre approval without running any credit checks.
SEND US A MESSAGE
One of our lending experts would get in touch to discuss your loan requirements in no time.